Show Me – Tell Me: The New Technical Checks of the Irish Driving Test.


The latest round of changes to the Irish Driving Test were implemented on, Feb.14th 2005, as part of a chain of E.U.Directives.

Test Candidates are now required to have a basic level of mechanical knowledge, which any good professional School of Motoring would have been teaching from day one in any event.

The car of today is a very different beast compared with its grandparents and any driver, young or old, should have a range of skills that enable them to identify problems and take the necessary remedial action.

The Driving Examiner will select three questions at random from a list of technical aspects which will include opening the bonnet. While it is not exactly space technology, the ability to identify this range of equipment and to describe how individual checks would be performed, does require some thought and a little practise. Some of the equipment will have accompanying warning lights on the instrument panel some does not, so some of the requirements will already be known (hopefully!)

Candidates will be asked to explain how they would perform checks on three out of the following list:-
Engine Oil: Coolant: Steering: Brakes: Horn: Indicators: Lights: Tyres: Reflectors: Windscreen washer.

The under the Bonnet checks relate to:-Power Steering Fluid; Brake Fluid; Engine Oil; Engine Coolant; and Windscreen washer Fluid. In a newer car all of these pieces of equipment are easily identifiable by coloured tops to the various reservoirs, which have an easily recognisable icon painted or etched into them. The location of these five essential items does vary a little from model to model so if you have changed your car in the lead up to the Driving Test then spend a few minutes double checking.

In the event of very bad weather (rarely a feature of the Irish climate) it is unlikely that the Examiner will ask for the bonnet to be opened but since he or she has already spent time outside the car, checking brake lights and indicators and paperwork, it’s not impossible. If he or she is a fisherman or a boating enthusiast then a few drops of rain will be water off a duck’s back. Just keep an eye on the weather and ensure that your heater or demist controls are pre-set .Two persons in the car during rainy weather will mist up the windows extremely quickly and the candidate needs to be equally deft with the controls.

Questions on brakes will cover both the footbrake and handbrake, and on steering will deal with cars that both have power steering and those that don’t .Of course there are still a few older cars out there without P.A.S. It’s worth adding to the list , one more item of importance to the Driver—that of the Alternator and it’s drive belt .The fact that all the above need to be demonstrated on the Driving Test should not detract from the need to perform these checks on a regular weekly basis. It is precisely because of the importance of all these pieces of equipment and their monitoring, that it was deemed essential to include them in the scope of the Driving Test.

Show Me –Tell Me……..Below is an example of the question and answer technique to one of the Test Questions .The full questions and answers will be provided in another follow up article and on the Astral School of Motoring website shortly.

Checking the Oil Level.
“Show me the Oil filler cap and tell me how you would check for the correct level of Oil in the Engine”…Examiner
“Here is the oil filler cap and to check the oil level I would first withdraw the Oil Dip Stick, wipe it clean and then replace it momentarily. I would then withdraw the dip stick again and ensure that the level of oil showing was between the minimum and maximum marks on the base of the dip stick, preferably nearer the maximum mark. In the event of the oil level being lower than the half way mark I would top up to the maximum level”…Candidate

This latter sentence has been put in for good measure since it’s not much good knowing how you would check the oil if you didn’t then follow through on the result!

Since all equipment in your car needs to be in tip top shape and regularly inspected if we are to stay safe and avoid accidents, look on the acquisition of these technical skills as two sides of the same coin ….Safety and Economy .If you look after your equipment you will be both safe and economic. In a number of future articles we will explore the advantages of correct techniques and the impact they will have on your safety AND your bank balance.

Tools Women Can Use to Impress Their Auto Technician

Trust, reliability and good communication are not just key ingredients to a healthy and successful relationship with your significant other. They are also instrumental to a balanced and sound relationship with your automobile and its technician.

At some point in a vehicle’s life, most women will have to take their automobile to a repair shop because it has, unfortunately, let them down.

AAA, North America’s largest motoring and leisure travel organization, is helping women motorists jump-start their awareness in automotive maintenance with a checklist they can use to boost their car care confidence and automotive self-reliance.

“If women put off visiting an auto repair shop because of fear, it could be a recipe for disaster,” said John Nielson, director of AAA’s Approved Auto Repair program. “The more you know about your vehicle and how it operates, the better.”

AAA offers the following tips for women:

* Become familiar with your automobile’s maintenance schedule. This information is provided in the owner’s manual of your vehicle.

* Don’t wait for your car to break down to identify a repair shop. Be proactive and research where you want to take your vehicle when it’s time to be serviced.

* Gather recommendations and opinions from friends and family about auto repair shops. This will help streamline the decision-making process.

* Check with local consumer agencies to identify if the repair shop in question has any unresolved disputes.

* Find out if the shop employs ASE certified automotive technicians that are experienced working on the type of car you own.

* Select an AAA Approved Auto Repair facility. These shops undergo an extensive investigation before being allowed to enter the program and AAA is confident that they will provide competent and professional repairs.

* Communicate your vehicle’s symptoms effectively by using simple everyday language or demonstrating the problem during a test drive with the technician.

Road Safety Guides – What To Do If You Break Down

16239772356 c24ef245f2 Road Safety Guides   What To Do If You Break Down
Source: Flickr


If your vehicle breaks down, think about safety, first: Here’s a straightforward safety guide from GEM Motoring Assist, the leading UK driver based road safety association.

Consider your own safety

– get your vehicle off the road if possible

– ensure your passengers are safe and that animals are kept under control.

Warn other road users

– warn other traffic by using your hazard warning lights if your vehicle is causing an obstruction

– put a warning triangle on the road at least 45 metres (147 feet) behind your broken down vehicle on the same side of the road, or use other permitted warning devices if you have them. Always take great care when placing them, but never use them on motorways as this may put you in danger from oncoming traffic

– keep your sidelights on if it is dark or visibility is poor

– do not stand (or let anybody else stand) between your vehicle and oncoming traffic

– at night or in poor visibility do not stand where you will prevent other road users seeing your lights

– wear a reflective/fluorescent jacket or tabard.

Calling for help

– do not use mobile phones if there is a danger from petrol spillage or fumes

– contact the emergency services by dialing 999 or 112 (new international emergency code), or if you are a member call GEM Motoring Assist Breakdown Cover or other breakdown organisation

– give clear instructions of your general location: road number, direction of travel and specific local landmarks will aid your rescue

– also tell them your vehicle type and colour, registration number and how many persons are in the vehicle

– an indication of the cause of the breakdown will also help

– when help arrives, ask for proof of identity.

On Motorways – safety first

Leave the motorway at the nearest exit or pull into a service area. When this is not possible:

– use your indicators or hazard warning lights and pull on to the hard shoulder. Stop as far to the left as possible, with your wheels turned to the left

– try to stop near an emergency telephone (every mile on the hard shoulder) with the front passenger door as close to the phone as possible

– you must leave the vehicle by the left-hand passenger doors

– wear a reflective/fluorescent jacket or tabard

– do not cross the carriageway to reach a closer phone it is safer to wait on the verge. (Remember, 10% of motorway accidents are collisions with vehicles parked on the hard shoulder.)

– do not leave the keys in the car. If possible, lock all the doors except the front passenger door, which you should leave fully open so you can get back in quickly if needs be

– keep passengers away from the carriageway and children under control. Make sure children are safe – do not leave them in the car by themselves

– if you are an elderly or disabled person, or have small children with you, you may decide it is more sensible to stay in the vehicle. If so, park it as close to the verge as possible

– you must leave animals in the vehicle, with windows only far enough down to let in air. Only let them out of the vehicle in an emergency, but keep them under proper control on the verge

– do not attempt even simple repairs and do not leave the car bonnet open.

On Motorways – getting help

– walk to the nearest emergency telephone, following the arrows on the marker posts every 100 metres at the back of the hard shoulder. Calls are free and connect directly to the Police – they will know where you are. Stand behind the phone and watch out for passing traffic, or anyone approaching you

– give full details, also inform them if you feel vulnerable. Tell them the number of your breakdown organisation, your car registration and the number shown on the nearest marker post

– return and wait near your vehicle, preferably behind the barrier on the motorway embankment

– when help arrives, ask for ID and check that the breakdown person knows your name

– NEVER get into a car with a stranger or try to hitch a lift

– if someone offers help, stay inside your car with the doors locked (keep windows partially open) and ask them to phone your breakdown organisation for you

– if a car stops while you are waiting for help and you feel uneasy, stay in the passenger seat of your car and lock the door. Phone the Police and give them the car’s registration number

– when rejoining the motorway, always increase speed on the hard shoulder and watch for a safe gap in the traffic.

Top 10 tips to save money on your car insurance

16088187419 ce5a9c02b2 Top 10 tips to save money on your car insurance
Source: Flickr


If you’re fed up paying too much for your car insurance duck2water (www.duck2watercarinsurance.co.uk) have put together the top ten ways you can reduce your premium without reducing the level of cover:

1.Buy online
Buying online can save you time and money. Companies who spend millions of pounds on advertising or run large call centres have to cover these costs somewhere, and they do so by adding these costs onto the price of your insurance premium. Although online insurers do have overheads, they are much less than high street and telephone insurers, which means they can offer car insurance at up to 60% cheaper than other companies.

2.Drive a cheap and less powerful car
Car insurance companies calculate their premiums on the basis of the car engine size, the probability that it will get stolen and the cost of repairing it. Although smaller cars such as Ford Fiesta’s and Renault 5’s are more prone to being stolen than larger saloon cars, they are cheaper to repair or replace and are therefore cheaper to insure.

3.Build up a ‘no claims history’
Car insurance companies give discounts for safe drivers with a good no claims record. By building up your no claims history you can benefit from a reduction (up to 60%) off your premium, and this discount can be transferred from company to company.

4.Increase your car security
More security means lower risk for your insurance company and you can benefit from cheaper rates by locking your car in a garage a night, or installing an insurance company approved immobiliser or tracker.

5.Increase your voluntary excess
By deciding to pay a higher excess it also means you’re less likely to make a small claim on your insurance and are therefore considered a lower risk.

6.Obtain more driving qualifications
The Pass Plus qualification costs between £100-150 and involves taking lessons in different driving conditions such as at night and on the motorway. By becoming a more skilled and experienced driver most insurance companies reward their customers by reducing their premium. As a result, the qualification usually pays for itself within the first year of qualifying. Another option is the advanced driving test, but this can take much more time to pass than the Pass Plus.

7.Use your car less
Clearly, the more you use your car the higher the probability is that you’ll be involved in an accident. As a result people who travel hundreds of miles every week are likely to have a higher car insurance premium.

8.Don’t get on the wrong side of the law
Insurance companies don’t like motoring convictions as they mean a driver is seen as a higher risk. Certain motoring convictions are considered worse than others, for example drink driving offences mean that your premium will be double the usual rate.

9.Reduce the number of people under your policy
The more people on your insurance the more you’ll have to pay. So, if possible try to have as few drivers on your policy as feasible.

10.Live in the countryside
As a general rule, the further you live away from a city the cheaper your car insurance is likely to be. By living in the city your car is more likely to be stolen or be involved in car accident. You can save up to 50% on your car insurance by moving from the city to a rural location.

Buying A Used Car In Australia – Two Factors You Must Consider Carefully Before Buying A Used Car

16088520219 ec60934d9f Buying A Used Car In Australia   Two Factors You Must Consider Carefully Before Buying A Used Car
Source: Flickr


If you are going to buy a used or second hand car, what will be your main concerns?
What are the most important factors to consider if you wish to buy a used car?

I find myself asking these same type of questions when I was faced with a limited budget and a need to change to a newer, but used or second hand car to cut down on initial investment costs.

I have read from one car club for motoring enthusiasists that it should be the age of the car. Briefly, this car club recommended that I spend the most time to look out for a car that was about 3 years old to get the best value out of a used car which still looks good and has depreciation factored into it.

But essentially was that the main factor I should be concerned about when hunting for a good used second hand car?

Are there more important factors I should rightly spend more time to look at if I am looking for a used or second hand car?

Indeed, I was not too surprised when I read a report from the Monash University Traffic Research Centre and supported by the RACV, Traffic Accident Centre and several other motoring clubs that for anyone looking for a used car, the most important criteria in determining the selection of a used car is not its age, but is the safety the used car provides the driver and the people on the road!

In the world’s largest crash study conducted in 2006 (and updated recently in mid July 2007), results assessed the performance of 305 vehicle models in more than 1.7 million crashes in Australia and New Zealand from 1987 to 2004.

From the study, it is now possible to have a good understanding of how each car model correlated to its age would perform with regards to its crashworthiness (how much protection the vehicle provides the driver in a crash) and aggressivity (how badly the vehicle is likely to harm other road users, including pedestrians and cyclists, in a crash).

By means of this study, if you are looking for a used car in Australia and New Zealand, it will be possible for you to have a general assessment of the protection the used car model will provide you as well as the potential harm it can cause to other road users in a crash.

Dr Newman who led the study reported that of the 305 vehicle models assessed, 87 provided an above average level of driver protection and 72 provided a below average level of driver protection in a crash.

With this report, it is now possible for you to check the make of your car and the model against the report to have a quick understanding of its car crashworthiness and aggressivity.

Further if you are in Australia and if you agree that the aspect of car safety is or paramount importance to you, then before you make a decision to buy any used car, check the make of your car and the model against this Used Car Safety Ratings (UCSR) report.

From this report there are clear indications of some superior makes and models that are standout cars, and where safety is your consideration, it will be wise to give a lot more consideration to these cars when you purchase your next used car.

Irish Driving Tales from the Dark side- The Diary of a Driving Instructor.

16310625312 37e1cda5f8 Irish Driving Tales from the Dark side  The Diary of a Driving Instructor.
Source: Flickr


An alternative title for this article could be “Don’t Think buying a new car will solve all your ills because it won’t!
Fast rewind to a balmy summer’s day in 1997 and our intrepid Instructor is seen to approach his chosen Automobile supplier cheque book at the ready.
A really exciting time, buying a new car for cash for the first (and probably last) time in his life, so you would think. Think again, the storm clouds are brewing (Actually I think they may coagulate)

It’s worth while pointing out at this stage that the car had been ordered some time before and a set of OEM Alloy wheels were to be fitted. Enter showroom with big smile on face, to be met with an equally expansive smile from the Service Manager, who was an old friend and Motoring adviser from many years previously. I am sure the Salesman would have preferred to have dealt with me himself but in this world it’s who you know not what you know, if you get my drift. Back in those days, before the glistening new stainless steel and glass Emporiums that we are used to today when we visit main dealers, it was a bit rough and ready and no cappuccino on tap. Still, all was calm, friendly, and full of expectation. At this stage no hint of what was to come

Your car is ready Sir; the usual pleasantries of being ushered to the waiting Beast (and it did turn out to be just that!) and a silence while we were allowed time to gasp and smile and generally feel good about ourselves. The car did look magnificent with its metallic blue paint, gleaming alloy wheels and electric front windows and other niceties.
This was a Wednesday, in the month of August, and the sun was shining, the birds singing (no rain for a change) and all was well as we completed the formalities and prepared for our new experience. It was indeed a great thrill but I was not to last! A few hours later with just 70 miles on the clock all the electrics went and out the window went my hopes, to be replaced with a foreboding that, as it turned out was wholly justified.

The first problem with the car would not have been so bad had it not been for the fact that my two Daughters and I were booked on the Irish Car ferry to the UK on the following Sunday at 8.00am. My heart sank as I realised that there were only two days or less to get the car roadworthy. In the event of the vehicle not being ready in time, a replacement car and the necessary Insurance cover would have to be ready by close of play on the Friday and this was now 2.00pm Wednesday. Not good!

Back at the showroom, with smiles long since forgotten, campers were unhappy to say the least. I forget which car we drove home and was preparing for the worst, which did actually happen. The fault could not be diagnosed and we reluctantly accepted another replacement car, slightly bigger, to take us on our adventure. We were all extremely disappointed not to be able to show off our new machine to relatives and friends but as it turned out, the larger car was a great benefit on the return journey with all the extra accumulations that a 2000 mile trip does to a small family car.

Two weeks later, safely home from an exhausting round of Family, Friends and Motorway overdose, we looked forward to retrieving our real car; as I am sure, it too, was looking forward to its new owner (or was it?)
It transpired that two or three Auto Electrical Engineers had failed to locate the problem and with the hours ticking away fast to the arrival of the owner, some emergency action was required if a lynching (or worse) was to be avoided. Said Service Manager took the Bull by the Horns and proceeded very quickly, but quite by chance, to discover the malfunction. A simple short circuit on the steering column when the steering wheel was at the fully locked position.

Problem solved—- Happy Campers again …not for long sadly! Never having had such a debilitating situation, (at least in the motoring sense!) with any new car before, over the previous twenty seven years, I felt confident that the worst was over .It was only just beginning and it would be come a lot worse over the next twelve months and beyond.
Clearly my plans for the future which included guaranteed, trouble free motoring, had taken a severe knockdown or as Jim Edwards would say a “Friday night smackdown”. Jim, as some of you will know is a master Internet Marketing Guru and Author although he doesn’t like the term. I will put his URL in the resource box at the end, for those of you who are interested in a real life success story. I have Jim to thank for helping me to get down and dirty with my word processor and who knows maybe one day I will be able to afford to walk into a Car showroom again and buy the damn place and then maybe, just maybe, I will get some service.

It’s just too exhausting, reliving those heady days, for more than an hour at a time, so the rest of the story and it’s a long one, will follow in the next chapter. In the mean time drive safely and remember learning is a lifetime occupation.

Road Safety Guides – Personal Safety On The Road

Road Safety Guides – Personal Safety On The Road

If you are concerned about your personal safety while out and about on the roads here is a comprehensive, no-nonsense guide from GEM Motoring Assist, the leading UK driver based road safety association.

Think ahead

– where possible travel by day on main, well used roads. Plan your route in advance and check that you have an up-to-date road map in the car so you won’t need to ask for directions

– if you have to travel after dark, tell someone your destination, your route and what time you expect to arrive. If your plans change, let them know

– take your mobile phone – and make sure that the batteries are charged before you set off. Carry change in any case – your phone may be out of range at a crucial time

– ensure your car is serviced regularly. Check petrol, oil, coolant-level and tyres, especially before a long journey. Carry petrol in a safety-approved can

– join a national breakdown organization such as GEM Motoring Assist Breakdown Cover

While driving

– harassment or actual attacks are rare, but they do happen. Forethought can give you more confidence and minimise the risk

– keep the doors locked and the windows closed as much as possible, especially in built up areas and stop-go traffic or when travelling alone

– keep alert so you know where you are

– remember, tiredness kills. Take a break on long journeys

– never pick up hitch hikers

Personal possessions in your car

– keep your doors locked

– NEVER leave valuables, such as handbags or mobile phones on the passenger seat – they
could be ‘snatched’ at traffic lights

– don’t leave valuables in a parked car

Parking

– NEVER leave your car unlocked, even on a garage forecourt when you go to pay for petrol. If possible use an immobiliser

– choose a safe place to park. Park in a well lit area where there are people about, especially if you don’t intend to return to your car until after dark

– if you park in a multi-storey car park choose a space close to the exit and ramp and away from pillars. Reverse into position to give you a quick get away. Park close to the attendant if there is one

– make sure you know exactly where you parked so you will not have difficulty finding your car

– if you are a woman by yourself, try not to advertise the fact. Put spare shoes, bags etc. into the boot before leaving the car

– consider what you would do if your bag was stolen – keep your keys, money and mobile phone separately

– ask a friend or colleague to walk you to your car if you feel unsafe about your surroundings

– when you return to your car, have your keys ready and check the back seat (use a torch at night) before you get in. Lock the doors and drive away without delay

Handling Dangerous Situations

– if you can see or become involved in an incident avoid getting involved in an argument with the other parties

– if you are confronted with ‘road rage’ do not get out of the car; keep your windows up and your car locked

– if your car starts to ‘play up’, stop in a busy, well-lit area, preferably near a phone box, if you don’t have a mobile phone. Get help immediately by calling your motoring organisation or garage. If you feel vulnerable and in need of special attention, inform the recovery helpline operator

– NEVER give lifts to strangers. If you see an accident or another driver in difficulty do not stop. Telephone the Police as soon as possible and report what you have seen

– if a car pulls up alongside or behind you and the occupants try to attract your attention it may be a genuine warning. However, keep your doors locked and drive to a busy place such as a service area or garage forecourt before stopping. Even then keep your doors locked until you are confident there is no danger

– if someone in a car is deliberately trying to intimidate you, or if you think a car is following you, keep driving until you reach a busy, public place, such as a Police, Fire or Ambulance station, pub or garage forecourt

– if a car travels alongside you at the same speed, slow down and allow them to pass. If the driver persists, drive to a busy, public place and use a public or mobile phone to call the Police

– if a car pulls in front of you and forces you to stop, leave the engine running. If the driver, or passenger then gets out and approaches you, turn on your hazard lights, reverse as far as you can and sound your horn continuously, no matter what time it is

– if the occupant of a car beside you at traffic lights or a junction tries to attract your attention simply ignore them. Don’t make eye contact.

Save Money on Car Insurance with Car Tracking

Car tracking using GPS devices such as those supplied by Tigtrack is a topic that we know many people are trying to discover more about, and it is not always simple to do.

What we have noticed, more and more, is just doing a basic search does not always yield the most suitable resources.

But you’re not the only one, not by any means, because we think this is a common experience for many people. That is what compelled us to put this article together for you pertaining to car tracking . You will be in a greater position once you finish reading the following.

Do not purchase a car prior to discovering just how much it is going to cost you to guarantee it. How frustrating it will certainly be if you get the car that you enjoy and discover that it is going to cost more to guarantee it was to spend for the car itself.

Insurance business figure up your month-to-month payments in part based upon the threat you provide as a motorist. To lower this threat element, you can ensure your car or truck is parked away in a garage. Not just does keeping your car in a garage aid avoid theft, however it likewise assists avoid weather condition damage and other damages that could happen.

taxi Save Money on Car Insurance with Car TrackingThere is so much for you to discover about a car tracking solution , and we definitely can help you in this area. What I have found is it really just depends on your goals and needs as it relates to your unique situation. There are always some things that will have more of an influence than others. How each one will play out in your circumstances is largely unknown, but we each have to think about that. The rest of this article will present you with a few more very hot tips about this.

You must choose intelligently just how much protection you desire. You will certainly require standard protection, however you can conserve cash by paying less each month and conserving up some cash in case you enter a mishap and have to spend for maintenance and repairs yourself. If you do this, make certain you constantly have adequate cash readily available to spend for repair works.

Lots of insurance business provide rate decreases for students who do well in school, so discover out if yours does. Great grades reveal the insurance business that you are liable.

If you wish to discover the most affordable car insurance plan readily available, you will certainly need to compare policies from numerous business. Comparing quotes and policies is how you discover which business are providing bargains and which business are overcharging for inferior service. Line up 2 or 3 strong policy selections and compare them side by side.

As long as your car insurance is in accordance with the law, you must not need to buy a more thorough bundle. This is an excellent method to conserve cash. If you are a safe motorist in a reasonably safe location, you can drop particular functions like accident protection and wind up conserving a package of cash.

Do not forget to eliminate motorists from your car insurance strategy. If you include a youngster or other individual as a motorist to your strategy, do not forget to eliminate them when they are not utilizing that automobile. If you do not eliminate them, you are paying more cash than you have to be.

You could be looking all over for the finest car insurance details readily available. Below you will certainly discover the extremely finest car insurance pointers.

How To Save Money On Car Insurance

In order to conserve cash on car insurance, it is important that you known exactly what level of insurance you require. Discover the existing resale value of your car and inspect it versus how much you might conserve over 2 or 3 years by changing to the minimum liability insurance.

Now you can revel in your new-found understanding worrying your existing car insurance choices. Keep all of these pointers in mind, and you will certainly have a simple course to automobile insurance understanding.

Get a brand-new car to conserve cash on car insurance. Inspect out websites such as Kiplinger.com for lists of the least expensive vehicles for automobile insurance.

While you cannot alter many of those, and couple of individuals would move or get wed to conserve cash on car insurance, you can regulate the type of car you drive, which likewise plays a function. In order to conserve cash on car insurance, it is important that you known exactly what level of insurance you require. The most your insurance business will certainly pay for damage to the car is its existing resale value. Discover the existing resale value of your car and examine it versus how much you might conserve over 2 or 3 years by changing to the minimum liability insurance. Get a brand-new car to conserve cash on car insurance.

You can not spend so much on car insurance if your car is an older car, a sedate car (like a 4-door-sedan or hatchback) or has numbers of miles on it. When this holds true, you can merely purchase liability insurance to please the requirements of your state and not trouble with thorough insurance.

If you wish to find chep car insurance, you could wish to think about picking from the greater deductibles that are provided by your firm. This implies you will certainly have more out of pocket expenditures must you be associated with an auto mishap, however it will certainly reduce your premium significantly.

To assist your bank balance on car insurance, begin with a car that is less costly to insure. Purchasing a stylish car with a huge V-8 engine can press your yearly insurance premium to double exactly what it would be for a smaller sized, less fancy car with a 4 cylinder engine that conserves gas at the exact same time.

While you cannot alter many of those, and couple of individuals would move or get wed to conserve cash on car insurance, you can regulate the type of car you drive, which likewise plays a duty. Pick vehicles with lots of security choices and anti theft systems in location.

Some business provide price cuts for those who do not log mileage in excess of 7500 miles annually. If you can reduce your overall mileage then you can conserve a substantial quantity of cash on your insurance.

To save cash on car insurance, think about setting a greater deductible of exactly what you would pay of pocket, in case of a mishap. The insurance business costs policies based upon exactly what they anticipate to pay if you make a claim and minimizing that quantity, means reduce premiums for you.

This article is just the basic foundation of what is out there to learn. The thing about it is that the typical person is way too consumed and lacks time to know all there is about a car tracking solution . But you can gain the maximum advantage with more in-depth knowledge. Many people see the mountains of info on the web and they get intimidated in a short time.

Protect against Vehicle Collisions: Pay Attention

The thing that many individuals never take into consideration is getting into a car accident. Every day, all over the modern world, there is some sort of car accident occurring. People really don’t stress too much about it until it happens to someone they know or it happens to them. Somebody could possibly be killed or critically injured turning a car accident into a tragedy. It could be a lot more tragic if those killed are teenagers. You can discover how to avoid collisions by driving defensively. What number of drivers make the careful effort to drive safely? Most people almost certainly usually do not since many are driving while thinking of other things.

Individuals are driving here and there running errands and struggling to get children to where they must be. There are so many people on the highway today with one hand on the wheel when talking on a cell phone. Is it any wonder, with all of the multi-tasking going on in the culture, and the busyness of peoples lives, that car accidents have already been happening so often. If most drivers would make a choice to end up being a defensive driver, the number of accidents would most certainly decrease greatly. The number one tip to driving defensively is to be aware of the road in front of you. If you are driving, give up on the multi-tasking, and keep your eyes on what is happening in front of you.

If you’re driving during the course of rush hour or in the center of town, be sure that you are focused on what’s around you. If you insist on speaking on the phone while you drive get those wireless headsets so you’ll have both hands on the wheel. And don’t read a book or newspaper if you are driving in heavy traffic. Unless it is any time women are putting on makeup as they are driving. It could be intriguing to know the number of accidents are caused by people doing these very things. If people did not do any of that stuff while driving, you can only picture how much lower the accident rate would be.

Another way to be a safe driver should be to observe all traffic rules. When you are going the speed limit, there is certainly a less likely possibility you will get into an accident. Many of the severe car accidents are caused by people driving too fast. Nonetheless, you wonder if anybody actually drives inside the speed limit.

GT Channel Brings To You the Latest in Racing Videos

Since the day the internet allowed people to publish their videos online, there has been a sort of revolution. Video creators and video submission companies have been jostling for space and attention. People have published funny, interesting as well as bizarre videos. There has been one for everyone…

Moving aside from this common genre of videos, are the adventure and action sport videos, which have slowly carved a niche among their rapidly growing group of enthusiasts. In the car racing scenario there has been exciting and brisk competition for creating new, attractive and challenging versions of racing videos. Not only have Racing videos evolved and diversified in the past years, they have also been successful in developing a strong fan following and inspiring ardent users to create and share their racing videos online.

Providing a strong medium to this passionate group of racing video creators is- GT Channel – one of the most happening destinations for enthusiasts of racing videos. GT Channel started operations in 2006 and has progressed rapidly, to be recognized as a comprehensive source on car racing and racing videos. GT Channel has been focused in its efforts to provide professionally created videos, submitted by its numerous users, in a community-based environment.

We look forward to original video content from our users, and strive to provide free and accessible videos online, for the maximum benefit of our users. The open flow of information on the internet allows us to bring together a wide network of viewers, creators, and advertisers in a sponsorship marketplace for online videos. GT Channel will help you with all the tools and techniques you will need to distribute your work online and earn money. The more people download, email or post your videos on their website, the more money you earn. You also have the ability to add or remove your videos from GT Channel, at any time.

If you are looking for the best collection of exciting racing videos developed by top producers and passionate users all over the world, switch to GT Channel – a haven for car racing fans world wide. We feature top car and racing videos from Hot Version, Best Motoring, and SUPER GT! You’ll get to see stock cars, touge racing, tuned cars, circuit and drifting battles. Users can also avail of the wonderful opportunity to upload their racing videos and share them with the online community. The video production division of the company has also earned the worldwide rights to license and distribute Kodansha/2&4 Motoring’s popular car video magazine for DVD/Video, TV and clips, to the growing consumer market, through traditional and digital distribution services on www.gtchannel.com.

College Student Credit Cards – How to Choose the Best One


There are so many credit cards being offered to college students these days that it may be difficult to choose the right college student credit card.
It is important to choose carefully to make sure that you have the best deal and rates available.

The interest rate that a college credit card charges is extremely important to take into account. The fact is that when you make a purchase on a college credit card you are, in effect, borrowing money from the credit card issuer. You must pay a monthly interest rate on this loan unless you pay your balance off in full every month. So, you want to have a college credit card with the lowest annual percentage rate and the longest 0% interest introductory period. The majority of college credit cards will be very similar in these two regards so the next point to consider is the rewards that you receive for using the credit card.

For most students, their college credit cards are the first ‘proper’ credit cards that they will have had and they will not be familiar with the types of rewards that are the best. The three main reward types that are most useful for students are:

* Frequent flyer miles
* Cash back
* Free gas

Frequent flyer miles are the best rewards to have with a college credit card for students who are attending a college a long distance from home. As you use your college credit card you accumulate frequent flyer miles that you can exchange for flights back home – or wherever you want to go. Unlike airline reward schemes, frequent flyer miles can be used on any participating airline, worldwide.

Cash back on a college credit card is actually a points system. As you spend money these points accumulate against your college credit card and they can be exchanged for cash, gift certificates or special discounts at popular outlets and stores. The amount of cash back that a college credit card awards may seem small but every little helps and you will soon be racking it up.

Free gas when you use your college credit card is the best option for students who have their own car. Gas prices are getting higher and some college credit cards offer rewards to help with the rising cost of motoring with rebates against gas station purchases. These free gas college credit cards also offer discounts and points towards other motoring related items so it is worth comparing the different schemes available.